129756269923437500_86On March 3, the 11th session of the national people's Congress before the opening of the fifth session of the weekend, delegation of the national people's Congress of Zhejiang Province within the resident coordinator, has gathered from around a dozen reporters. Delegation of the Panel meeting this afternoon on the day after the meeting, many journalists followed an interview with their own goal piled onto the elevator, various problems were thrown, one of the most closely watched freeSuspected loan problems. One from the Bank of the people's Congress sighed, "it went two days can be heard asking private lending. "There is no doubt that as the loan's oldest, but also the 2011 first loan crisis areas, Zhejiang province's representatives also expressed great concern about this issue. Among them, to debit and establish a legal supervisionOrder has become the voice of all walks of life together. Private lending needs legal protection of national people's Congress, China's new light holding Group Chairman Zhou Xiaoguang in the term is mentioned in the motion for several years to establish legal mechanisms of loan, she submitted the "Bill on the enactment of the law on private lending". Zhou Xiaoguang on the daily economic news reporter said that "from 2006 years, starting in 2007, private lending is not as simple as used to borrow money from relatives and friends of credit, loan amount, quantity, concentration of higher and higher. "In Zhejiang local business for many years as an entrepreneur, she also saw private borrowing from the simple to the complex process. Zhou Xiaoguang in the above proposal in the motion of the loan Act
diablo 3 gold, Ying MingPrivate lending regulators, regulate the private lending contract or Division may have a common, standardized text, contains the effect name, residential address, loan amount, interest rate, repayment term and repayment way, breach of contract and so on, so as to reduce disputes, and to provide a basis for subsequent arbitration or judicial decision. The national "two sessions" during the Standing Committee of the National Committee of the CPPCC, Tong Wei setGroup chairman Liu hanyuan also in its proposal recommended that, although the Central Bank has drafted as early as 2008 the Lenders Ordinance, through national legislative norms in the form of private lending, the so-called "underground banks" of sunshine, but more than 4 times before and after modification, the Lenders Ordinance still failed, private lending is still out running, relevant departments should improve as soon as possible andThe Lenders Ordinance introduced to speed up the formulation and perfection of relevant laws and regulations, right to safeguard the lending of funds, allowing private lending legitimacy to confirm. Recently, the Institute of law, Chinese Academy of social sciences has released the development report of China's rule of law NO.10 (2012), that regulatory legislation delayed in practice not only result in lack of supervision and regulation,And result in debit interest rates high, speculative prevailed, individual private lending funds flow to areas of Mark Six lotteries, gambling and other illegal and violent phenomenon occurs for recovering loans. However, what is the definition of usury, loan interest rates protected where the limits of law, currently in practice remains in doubt. To this end, it is recommended that the Lenders Ordinance should be introduced as soon as possible. CivilCapital of sunshine "Wenzhou financial reform package is expected to come down soon. "Also from the national people's Congress, industrial and commercial bank of Wenzhou, Zhejiang Province Jin Yingying branch Deputy General Manager on the daily economic news reporters. "Private lending, massive capital investment needs could not be found on the one hand, and there is a lot of money on the enterprise requirements, both naturalCombined, this is cannot stop. Got to make private capital of sunshine, if the reform of our financial system, a lot of money in circulation in the financial system, and should therefore be released into the formal regulation. End loan or how many questions now, nobody knows. Financial reform has come to the point of very urgent, do not solve the fundamental system, outside the capital on theRing more and more large, potential risks are increasing, this is a very scary thing. "The national people's Congress, Cheng Huifang, President of the Zhejiang University of technology innovation and Development Institute for the daily economic news reporters. In fact, according to recent media reports, the lenders the fifth draft of the draft Ordinance has been at the "two sessions" before reporting to the State Council, and according to the latestVersion ceiling allows natural persons engaged in lending, lenders interest rates not higher than similar benchmark lending rate of 4 times over the same period. "4 times higher than the statutory interest rate times belongs to the usury of the red line does not let go. "Bank of China Deputy General Manager for strategic management Muneyoshi believes that more than 4 times the interest rates will encourage borrowers to put money into high-profit areas, rather than to do industrial and even take old or new,Creating financial system risk. On March 5, the State Council Premier Wen Jiabao's Government also put forward in the report, "regulating the behavior of various types of loans, and guide the healthy development of private financing. "Zhou Xiaoguang believes that in the process of formulating and publishing the loan Act, should be a clear legal status and role of private lending; clear regulation of private lending Department; the establishment and perfection of financial marketExit mechanism; debit and prosperous place to establish a registration of private lending center code for private lending contract or Division. Fang Peilin workers in a hospital in September 1984 in Wenzhou City, Zhejiang Province, and retain one for introduction of the new China's first private bank �C "private banks" promulgated by the State Council of the interim regulations on bank management in early 1986, Fang-style Chinese private banks themselves out of business, doing businessBusiness licence was withdrawn on August 13, 1991 the Supreme People's Court issued the several comments on the cases for trial of borrowing by more open bonding companies after the 2005 year of the appearance of large numbers, most engaged in loan activity, mostly by individuals to lend to money 2008 China Banking Regulatory Commission, people's Bank of China issued the guidance on pilot microfinance companiesIn June 2009, the CBRC issued the interim provisions on the system reform of small loan companies establish village banks, allows eligible microfinance company transformed into village banks 2011 Wenzhou private lending crisis
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